Plan Costs - 2024
Plan Option
Deductible
Out-of-Pocket Maximum**
Monthly Premium*
GMA Premium (PPO)
$0 (none)
$1,500 per person
$317.00 per person
GMA Comprehensive (PPO)
$0 (none)
$2,000 per person
$227.00 per person
Group Medicare Advantage
The Episcopal Church Medical Trust (Medical Trust) provides eligible retirees and their eligible dependents with health and prescription drug coverage through a UnitedHealthcare® Group Medicare Advantage (PPO) plan.
UnitedHealthcare's dedicated call center:
(866) 519-5401, TTY 711
Monday – Friday
8:00 AM – 8:00 PM local time
Sign in or register on the UHC website to access your claims, prescriptions, out of pocket maximum, explanation of benefits, and other tools to help you manage your Medicare benefits online.
Visit the UnitedHealthcare website to find:
Plans Designed Especially for You
Not to be confused with individual Medicare Advantage plans, this custom Group Medicare Advantage plan was designed exclusively for Medical Trust retirees and their dependents.
In addition to delivering all the benefits of Medicare Part A, Part B, and Part D, the plan provides coverage for hearing aids, travel assistance benefits, fitness programs and other benefits that are important to overall health.
This Preferred Provider Organization (PPO) plan allows members to see any provider (in-network or out-of-network) at the same cost share, as long as they accept the plan and have not opted out of or been excluded from Medicare.
Refer to the summary of benefits for a side-by-side comparison of the plan options.
Plan Highlights
- Telephonic Nurse Support – Speak to a registered nurse any time about your medical questions and concerns.
- Renew Rewards – Earn rewards for taking an active role in your health and wellness by completing healthcare activities.
- Renew Active – A fitness program with free gym membership, personalized fitness plans and an online brain health program.
- Post-discharge transportation – Get rides to and from medical-related appointments after discharge from a hospital or skilled nursing facility. This benefit provides unlimited rides for up to 30 days post-discharge when referred by a UnitedHealthcare advocate.
- Post-discharge meals – Freshly made meals delivered at no additional cost immediately following discharge from a hospital or skilled nursing facility. The post-discharge meal delivery program provides you with up to 84 meals immediately following discharge from a hospital or skilled nursing facility when referred by a UnitedHealthcare advocate.
- Choose from thousands of pharmacies across the US, or have prescriptions delivered through OptumRx® Home Delivery.
- With UnitedHealthcare Hearing, get access to hundreds of name-brand and private-labeled hearing aids at any of the 7,000 UnitedHealthcare Hearing providers nationwide.
- UnitedHealthcare Global offers 24-hour travel and medical assistance services while traveling 100 miles or more away from home or outside of your home country.
The Medical Trust Offers More
Additional Benefits
In addition to Group Medicare Advantage benefits, CPG provides several other benefits to eligible retirees at no additional cost.
- Vision benefits from EyeMed
- Employee Assistance Program Clergy | Lay
- Assistance by Health Advocate
Group Dental Coverage
Retirees may choose to purchase Delta Dental.
- Compare dental plan options
- Learn more about dental benefits Clergy | Lay
Post-Retirement Health Subsidy
The Church Pension Fund’s post-retirement health subsidy may be used to cover or offset all or a portion of the cost of the GMA Premium (PPO) plan option, the GMA Comprehensive (PPO) plan option and/or dental coverage for eligible retired clergy and their eligible spouses.
Who to Call for Additional Questions
UnitedHealthcare's dedicated call center:
(866) 519-5401, TTY 711
Monday – Friday
8:00 AM – 8:00 PM local time
For questions about Medicare, Group Medicare Advantage or specific coverage details.
The Medical Trust’s Client Services team:
(800) 480-9967
Monday – Friday (excluding holidays)
8:30 AM – 8:00 PM ET
or by email at mtcustserv@cpg.org
For eligibility and enrollment support.
* Includes cost for Medical, Rx, Vision, EAP, Health Advocate, and plan administration. No longer offering plans without prescription coverage.
** An out-of-pocket maximum places a limit on how much money you pay out of pocket for your medical expenses in a calendar year. This does not include prescription drug costs, plan premiums, or cost share for services not covered by Medicare.
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